About Us :
- RedCarpet.Cash is one of India's largest issuers of revolving credit instruments to the new-to-credit market. We have over 1.7 lakh plastic in 28 cities and a couple of million users of virtual revolving credit on our app. Our products include different kinds of cards as well as the new upcoming UPI 2.0 Overdraft system.
- At RedCarpet, we have built and own the stack - everything from acquisition to underwriting to collections is built in house.none of our software is outsourced. - We are beating the industry on tech and have one of the best performance in the industry. We see the industry and regulatory tailwinds in the near future - we want to be the first startup to get a credit cards license from the RBI. We are already one of the first startups to get a NBFC license from the RBI. - We are targeting a multi-billion dollar market (on the lower end) while building a fundamental #MakeInIndia company. We work closely with the Niti Aayog, RBI, NPCI and the Startupindia/DIPP and contribute our policy papers and opinions on a highly regulated space like lending. - We have chosen to take a higher ethical ground through design, long before privacy concerns ever surfaced in India - - We are building the Capital One of India. We are not a neobank. We are creating very smart, high engagement, revolving credit products for India. Think credit cards and UPI 2.0 OD accounts - we will build on top of all kinds of regulatory infrastructure. - This is who we are ' and '
Technical culture @ Redcarpet :
- We do NOT believe in front end and back end. As an engineering organization, we build products. Which means you will build the front end, backend, DB models, QA/testing as well as run deployment. In return we will give you incredible power and freedom to innovate.
- You will build the system that powers credit cards all over in India. When a person walks into a club and swipes a credit card - it will be your code. Or when someone buys medicines in a hospital, it will be your code. Your code will power ATMs to deliver cash for people in need and for you to buy laptops on Amazon.com this is what our credit card looks like -Work From Home Policy :
- At RedCarpet, we were the first startup in India to go full work from home in March. Read about our approach to wfh here -
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